Let’s face it… Building credit isn’t easy. And rebuilding it? Even harder.

For freelancers, gig workers, and side hustlers, traditional financial systems often feel out of reach. Whether you’re just starting your credit journey or bouncing back from financial setbacks, the tools to get ahead can seem limited.

That’s why Solo created the Hustle Card. It’s more than just a credit builder card—it’s a smarter, safer, and simpler way to take control of your financial future.

What Is a Credit Builder Card and Why Is It A Good Tool?

A credit builder card is designed to do exactly what it says: build or rebuild your credit.

Here’s how it works:

  • You start by making a deposit (say, $200).

  • That amount becomes your credit limit.

  • You use the card for everyday purchases—groceries, gas, bills.
  • We report payment history, highest balance during the last statement period, and your current balance to major credit bureaus*

If you use your credit builder card responsibly and don’t have any other credit mishaps, your credit score will likely grow over time.

Why the Hustle Card Is Different

Unlike other secured cards that come with strings attached, the Hustle Card is designed with YOU in mind—the go-getter, the dream-chaser, the gig-hustler.

Here’s what makes the Hustle Card stand out:

✅ No annual fees
✅ Flexible deposits (you choose what fits your budget)
✅ No hard credit check to apply
✅ Simple sign-up process—takes just minutes
✅ Reports to all three major credit bureaus
✅ Track your progress with easy-to-use digital tools inside the Solo App

It’s not just about credit—it’s about confidence, control, and financial freedom.

How the Hustle Card Works in 3 Easy Steps

Step 1: Apply from the Solo App with no hard credit pull
Step 2: Make your initial deposit to fund the card and start using the card responsibly
Step 3: Watch your credit grow and unlock better financial opportunities

Empowering Hustlers, Creators & Builders

The Hustle Card isn’t just for credit—it’s for people with ambition, vision, and drive. It’s designed for:

  • Freelancers and gig workers seeking stability
  • Everyday people ready to repair their finances
  • Students building their first financial foundation

By giving you the tools to manage your money on your terms, we’re helping build your hustle into a thriving source of financial freedom.

When paired with your Solo subscription, the Hustle Card becomes an even more powerful tool. By using the card for your work-related expenses like gas, supplies, or your Solo subscription, the Solo app can automatically categorize your spending in real-time. This means less time sorting through receipts and more time focusing on building your hustle. 

Plus, with built-in expense tracking and automated tax deduction insights, you’re not just building credit. You’re also maximizing your deductions and saving on taxes with every swipe. It’s the smartest way to streamline your business finances and get the most out of your Solo subscription!

Ready to Take Control of Your Credit Future?

Ready to take control of your credit future? With no credit check and zero hassle, applying for the Hustle Card is quick, easy, and designed with you in mind. 

To begin your journey toward stronger credit and greater financial freedom, simply apply today in the Solo app or visit our website to get started.

Have questions? Our support team is here to help. Feel free to send us an email with your questions so we can support you.

On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. We report payment history to Experian, Equifax and TransUnion. Credit impact may vary based on a number of factors including your activity with other financial services organizations.

The Hustle Card and related banking services are provided by Cross River Bank Member FDIC. Upward Financial Inc. is a technology services provider and the administrator of the Hustle Card program. Deposits FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product. Cards may be used everywhere Mastercard is accepted.